Easing Financial Stress In Retirement

stock-photo-18406217-senior-woman-reading-book-on-beach  As you march through menopause, not only will you experience changes in your health, but will also experience changes in your day to day life and that includes retirement.

After so many years in the work force I was more than ready to retire. I welcomed the respite from office politics, annoying bosses, a killer commute, and having to wake up and get going so early in the morning.  I fantasized about places I wanted to travel to, the free time I could fill up with anything I wanted or nothing at all, and pursuing passions that I now had time to indulge in.

However, retirement means living on a fixed income and for many people who don’t have additional sources of income or little in savings, you worry about how you will provide for yourself and your family.

It’s not all bad news, and there are things you can do to ease your mind.

To reduce financial stress requires that you change your thinking. You may not have as much money as you want, but be thankful for what you do have and think of ways to improve your finances.

This may involve taking on a part-time job, or downsizing to a smaller home. If you or your spouse are no longer commuting to separate jobs, you may be able to get by with one car instead of two. This would be a savings on fuel and insurance.

What steps have you taken to ease financial stress in retirement? 

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